ABOUT

Welcome to Fraction Realty!

AT VISKO REAL ESTATE PRIVATE LIMITED, we believe that the best investment on earth is earth. Real estate investment can bring predictable cash flow, tax advantages and portfolio diversification. It’s long been a reliable source of passive income, and real estate investing apps mean the market is more accessible than ever.

We have introduced a new concept of ownership in the real estate sector, known as ‘fractional’ investing. Fractional investing allows a user to invest small amounts of money in real estate projects. In simple words, a property is divided into ‘fractions’ and is sold between multiple owners. Fractional investment in real estate has gained popularity as a modern and inclusive approach to property ownership. It provides investors with flexibility, diversification, and access to a wider range of investment opportunities in the real estate market.

PROBLEMS THAT WE AIM TO SOLVE

Real estate investment, while attractive for its potential for wealth building and passive income, is not without its challenges. Here are some of the key problems that we aim to resolve at VISKO REAL ESTATE INVESTMENT PRIVATE LIMITED:

  • High upfront costs: A significant down payment is typically required to secure a property, which can be a major hurdle for many investors, especially first-time ones. This also includes closing costs which can include fees for loan origination, title insurance, inspections, and other services, adding to the initial financial burden;
  • Less Investment Opportunities: Some people are afraid of real estate investment debt because it involves taking on financial obligations that can be significant and long-term. General mistrust of financial markets, lack of market knowledge, fear of overpaying and investing large amounts in properties is what investors are worried about.
  • Market volatility: Real estate markets can fluctuate, and property values may not always appreciate as expected. Downturns can lead to losses, especially if huge investments are leveraged with loans;
  • Management responsibilities: Owning rental properties comes with the responsibility of managing tenants, which can be time-consuming and involve dealing with repairs, maintenance issues, and potential tenant problems. Management responsibilities tend to increase when there is no technical integration;
  • Legal and regulatory risks: Real estate transactions and ownership are subject to a complex web of laws and regulations. Investors need to be aware of potential legal issues such as zoning restrictions, building codes, and tenant rights;
  • Time commitment: Real estate investing, especially managing rental properties, can be time-consuming. Investors need to be prepared to dedicate time and effort to managing their investments;
  • Less Diversification: Investors investing huge amounts of money in a single property are not able to diversify their real estate portfolio;
  • Liquidity Challenges: Real estate is generally considered less liquid than other investment assets. Selling a property can take time, and the process may be influenced by market conditions, location, and property type.
  • Market Timing Risks: Timing the real estate market can be challenging. Purchasing properties at the peak of a market cycle may result in lower returns or potential losses if property values decline.

OUR SOLUTIONS TO THE ABOVE-MENTIONED PROBLEMS

At VISKO REAL ESTATE PRIVATE LIMITED, we have created a mobile application named ‘FRACTION’, which helps to alleviate the above-mentioned problems in the following manner:

  • Technical integration and professional management: Through our mobile application, users can select a range of properties to invest from. Our application provides transparent information about the properties, including financial performance, potential risks, and historical data. This transparency empowers investors to make informed decisions based on comprehensive information;
  • Creation of Investment Opportunities: 2. Through our mobile application, users can conduct thorough market research and analysis to identify emerging trends, potential growth areas, and lucrative investment opportunities. Our application would also allow users to compare fractional investing to investing large amount of capital while buying land properties to help them better understand the value of fractional investing.
  • Lower Entry Costs: Our application investing allows individuals to own a portion of a high-value asset with a smaller capital outlay. This reduces the barrier to entry, enabling investors to participate in real estate opportunities that might be financially challenging on an individual basis;
  • Diversification: Our mobile application enables investors to diversify their portfolios by holding shares in multiple properties or projects. This diversification helps spread risk across different assets and locations, reducing the impact of poor performance in a single investment;
  • Access to Premium Properties: Our application enlists and provides access to premium or luxury real estate that may otherwise be unaffordable for individual investors. This allows participants to enjoy the benefits of high-end properties without the need for a substantial upfront investment;
  • Easy liquidity and exit options: Our mobile application also offers liquidity options, allowing investors to sell their shares or exit the investment before the property is sold. This can provide a level of flexibility and liquidity that is typically not present in traditional real estate investments;
  • Income Distribution: Our mobile application allows rental income or profits generated from the property to be distributed among fractional owners in proportion to their ownership stake. This provides investors with a regular income stream based on the property's performance;

HOW DO WE LOOK AT THE FUTURE

Innovation is engrained in our company’s DNA. Our future plans include incorporating special features relating to mutual funds where investors would be able to invest as low as Rs. 500 in real estate market to buy fractions in properties. In future, we are also looking for adding integration of technologies like augmented reality (AR) and virtual reality (VR) to offer immersive property tours and visualization experiences. This can enhance user engagement and decision-making processes. We are also working to improve our blockchain technology for secure and transparent real estate transactions. We would also be adding advanced data visualization tools to help investors analyze market trends, property performance, and financial projections. We are also planning to add voice and natural language processing capabilities to facilitate hands-free interaction with the app. Users would be able to ask questions, receive property information, and execute transactions through voice commands.

OUR LONG-TERM PLANS IN TERMS OF EMPLOYMENT

Being an innovative real estate investment company, we have a technical team of experts working round the corner to ensure minimum technical faults and inconvenience to the users. In future, we are planning to hire local talent from nearby cities, especially female candidates to generate employment. We would also rely network of freelancers, contractors, and consultants to support our operations. This creates opportunities for people with specialized skills and experience to find work on a flexible basis. We would also be adding a sales team responsible for selling or leasing properties. This includes real estate agents, brokers, marketing professionals, and customer service representatives to facilitate transactions. We would also provide employment opportunities to professionals in finance and investment analysis to evaluate potential real estate investments, manage financial transactions, and optimize the company's investment portfolio.